Life is always full of choices, and there are choices when it comes to your company benefits. Some choices can help or hurt your family financial wise. The biggest impact on your budget is your health insurance, and you should consider more than just your premium on it. If your special needs child requires special therapies, you need to consider both the copay and amount of therapist visits that your child is entitled to each year. Just remember, spending time examining your company's benefits can save you money in the long run.
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