When I was young, I remember my local bank had a Christmas account option. It is an account where you could put money into a savings account each week to cover the costs of Christmas. It has been years since I have seen this type of account. Then, I thought about it, and I realized that I did not need a specialty account for this, and I could start my own bank account for this. This idea would be also great for back to school shopping. In the end, it could help spread out the cost of seasonal expenses over time instead of it being a large hit on your household budget.
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